If you are buying or renewing car insurance in India—especially as a first-time car owner or loan borrower—you will often hear the term IDV. Many people ignore it, but IDV directly affects your premium, claim amount, and total ownership cost. This guide explains what is IDV in car insurance India in the simplest way, with … Read more
Selling your car in India is not complete until the RC (Registration Certificate) ownership is officially transferred to the buyer. Many sellers think handing over the keys and signing a delivery note is enough — but legally you remain responsible until the RC transfer is updated in the RTO records. This step-by-step guide explains how … Read more
Zero depreciation insurance—popularly called zero-dep or bumper-to-bumper cover—is one of the most asked-about add-ons among Indian car buyers. With repair costs increasing every year, the big question is: Is zero depreciation insurance worth it in India, or is it just an extra premium? This complete guide explains what zero-dep really covers, how long it is … Read more
Filing a car insurance claim in India can feel confusing—especially during an accident or emergency. Most first-time car owners don’t know what to do first, whether FIR is needed, or how much will be deducted during the claim. This complete guide explains the car insurance claim process in India with real examples, timelines, documents, IRDAI-based … Read more
Car ownership in India comes with two major responsibilities—valid insurance and updated RC (Registration Certificate). Most first-time car buyers focus only on premium cost and miss critical terms like IDV, Zero Depreciation, NCB, and claim rules, which directly affect payouts during accidents. This complete car insurance guide india for 2025 explains insurance types, renewal rules, … Read more