The weather can cause many types of damage to vehicles. From the fading caused by UV rays to storms, cars that are not parked in a garage are subject to the elements. Even a carport does not guarantee that your vehicle can suffer some type of damage, particularly during severe storms. Some areas of the country are more prone to hail storms and can cost hundreds of thousands of dollars in damage.

Appraisal Value

When your car is damaged by hail it not only affects the appearance, but it can make it worth less. This is true even if the damage is only minimal. Since most people want to maintain the resale or trade-in value of their vehicles, having the damage repaired is important.

When selling your car, the appraisal value may be good, fair, or poor. Good value means that while it may have a few scratches or dings, it is in overall good shape. Poor is damage that is far worse than just a few dents and can make your car worth much less. An example of a company that offers hail damage repair lakewood co is Jewell Collision.

Hail Can Total a Car

Unfortunately, hail can make a vehicle a total loss. This is one of the reasons it is so important to have insurance to cover these damages. Different states define totaled by the percentage of damage. In some states 50% damage is considered totaled, while in others, it is considered repairable. If the cost to repair the damage is more than what your car is worth, it can be considered totaled.

The insurance you carry on your vehicle can make the difference when it comes to filing a claim for hail damage. Liability is not enough to have this type of damage repaired. If you have comprehensive insurance, it will cover the costs, but only after you pay your deductible. Depending on the amount of damage, it may be more affordable to pay out of pocket.